Creating Credit

It has been an amazing start to 2013 and despite the doom and gloom in the media, I am happy to report that I have had many clients out buying homes in the first weeks of the New Year. The housing market is a little softer now and this is leaving room for first time home buyers to jump into their first homes. Did you know that as a first time home buyer you can put as little as 5% down payment on a home and those funds can come from a gift? Often the mortgage payment, strata fee and property taxes come out to less than rent payments. If you or someone you know is just starting out and looking for information about buying their first home, my services are complimentary. I can also help with rebuilding and creating credit so that credit reports look strong to lenders. Getting pre-approved to buy a home is simply and easy. Just sent me an email saying you are interested in more information and I will be happy to help!

Assessments

Home owners across the province are receiving their property assessments for 2013. The value shown in your assessment is the value used to determine the amount of property tax you will be charged. Your assessed home value does not necessarily match the market value of your home. What that means is that your assessed home value is not necessarily the value you could get when selling your home. If you have questions about your assessment or would like to compare your assessment to those of your neighbors, visit BC Assessments at http://www.bcassessment.bc.ca There you can see the assessments for all homes and file a complaint should you feel you have been assessed too high. All complaints must be received by BC Assessments by January 31, 2013.

DLC Visa Cards

Dominion Lending Centres new VISA program helps individuals who are looking to lower their credit card interest rates, start their credit history or just need a credit card from someone they can rely on. My focus is to help you achieve your dreams and financial goals by offering expert advice and a broad range of products. With a VISA card carrying an interest rate of only 9.9%, achieving your goal of paying less interest is just a phone call away! If you have credit cards with rates over 10%, call me today and let me help you start saving! Advantages of the Dominion Lending Centres Visa Program: A card to suit every need: student, no-fee, low-rate, travel, rewards, etc. Simple application process Complimentary 3-day insurance coverage, even on no-fee cards Common Carrier accident coverage Simple, easy-to-understand rewards program Free 24/7 online account management Cash advance privileges Call me Today for More Information or to Apply!