I believe your mortgage is a large part of your financial plan. For a lot of people, it can be the largest debt or loan they ever have. It needs to be reviewed annually to ensure that it is working with you, rather than against you.
Think of it like this, you wouldn't visit your accountant only every 5 years to file your taxes. And you certainly would not meet with your financial adviser only every 5 years to review your investments. That seems ridiculous, doesn't it? Consider how much the market has changed in the last 3 years alone! So why would you review your mortgage only every 5 years? A main focus of most financial plans it to save for retirement and pay off the current mortgage. So why only look at it only 5 times over 25 years?
As a mortgage broker, I am like your accountant or your financial advisor - I am here to ensure that whatever financials goals you have, you reach them!
I can offer a complimentary mortgage review because the banks pay me so my clients do not have to. Isn't it worth 15 minutes over the phone to potentially save yourself tens of thousands of dollars? I would love to help you!
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