Easy as 1,2,3,4

Interest rates at low and the market is warming up. Are you considering a move in 2013? If you are buying your first home or a fifth home, it is a good idea to get pre-approved to see how you qualify for your new home. Here are some interesting facts about home purchasing. 1. You can put 5% down payment on a home even if you are a repeat home buyer 2. Property Transfer Tax is payable if you are a repeat home buyer or if you are a first time home buyer and are buying over $425,000. It is calculated as 1% in the first $200,000 of the purchase price and 2% of the balance 3. Using a realtor to buy a home is FREE to you. The seller pays their realtor a commission that is split with the buyers' realtor. 4. As a first time home buyer you can use up to $25,000 of your RRSPs tax free. You simply must repay it within 15 years. Don't forget that my services are free to you because the banks pay me. There is not obligation so why not call me and we can discuss making your home ownership dreams a reality.