Three year sit

The Bank of Canada met this morning and, as expected, they left the Prime rate sitting where it has been for the last 3 years. Despite sighting economic improvements in China, Japan and Europe, the Bank is not expected to raise the Prime rate until the third quarter of 2014. The kids are back to school this week and we are into the last remaining months of the year. So how has 2013 shaped up for you? Are you reaching your goals? If buying a home was on your "To-Do in 2013 List," you still have time to get into the market. The most important thing you can do before buying a home is to get pre-approved. This way you can not only hold interest rates for 4 months while you shop, you can assess your purchasing power and know exactly how much you can spend. Getting pre-approved is free to you and takes only moments. Call me today! If you already own your own home and have not had a mortgage review in the last 2 years, I strongly suggest taking a look at it. The market has changed and you need to ensure that your mortgage is working in the same directions as your goals. It is a simple process that could save you thousands of dollars Call me today for a complimentary review!